Unlocking True Mortgage Affordability: Strategies to Make Homeownership More Achievable and Stress-Free
Updated June 2026: I’ve been monitoring shifts in mortgage affordability across 2024–2025 and into 2026, and the picture is more nuanced than a single headline. After mortgage rates peaked in 2024, many markets saw a moderation through 2025 that eased monthly payment pressure for buyers, but persistent home price strength and regional demand imbalances left…